Be a Step Ahead

Get Pre-Qualified for Your Dream Home

Start your journey to homeownership off right. Getting pre-qualified puts you ahead of the game once you find your perfect home.

Why Get Pre-Qualified With Independent Bank?

Customer Satisfaction

Home Loans Funded

Happy Mortgage Customers

Local Employees

Answers to common questions about the pre-qualification process

What does it mean to get pre-qualified?

Pre-qualification is an estimate of how much you may be able to borrow, based on your financial details.

How long does the pre-qualification process take?

Our online pre-qualification application takes just a few minutes to complete.

Is pre-qualification the same as pre-approval?

No, pre-qualification is an estimate, while pre-approval involves a more detailed review of your finances.

What documents do I need to get pre-qualified?

Typically, you’ll need basic financial information like your income, debts, and estimated credit score.