Digital Banking

Streamline Your Finances with ONE Wallet

Bank on your terms from the convenience of your phone or computer with ONE Wallet digital banking.

Take Your Digital Banking Experience to the Next Level

Manage Accounts

View all of your accounts, transactions, and account history in our easy-to-use dashboard.

Move Your Money

Transfer funds between Independent Bank accounts, send money to other banks with external transfers, or pay friends and family instantly with Zelle.^®

Pay Bills

Pay bills securely from anywhere, anytime. Schedule one-time or recurring payments, track due dates, and avoid late fees—all in one place.

Mobile Deposit

Skip a trip to the bank and deposit checks right from your phone.

Debit Card Controls

Manage your Debit Mastercard^® by setting spending limits, usage preferences, and geographic restrictions.

Real-Time Alerts

Set up email or text alerts to monitor and track your debit card and account activity.

ONE Account Swipe Tracker*

Keep tabs on your debit card usage with Swipe Stats. Track your monthly swipes and see how close you are to reaching the next interest tier—the more you swipe, the more you earn!

Go Paperless

ONE Wallet FAQs

Answers to Common Questions About ONE Wallet Digital Banking

How do I enroll in eStatements?

You can enroll in eStatements by logging into ONE Wallet digital banking and selecting eServices, and then Documents.

How do I transfer money to someone else?

There are multiple ways to transfer money to someone else, including Zelle® and Bill Pay within ONE Wallet digital banking.

How can I send money to myself?

Using our External Transfer feature, you can send funds to your accounts at other financial institutions.

Why am I seeing two different balances?

"Current Balance” shows your balance as of the close of the most recent business day. “Available Balance” includes transactions that have not fully settled yet, including recent debit card authorizations, transfers, and direct deposits. Spending more than your available balance may result in fees.

How do I make a mobile deposit?

Customers who have ONE Wallet digital banking are eligible for Mobile Deposit. Restrictions may apply based on past utilization of the account. Minors are not eligible for Mobile Deposit.

If I only have a loan, can I still enroll in ONE Wallet digital banking?

Yes, ONE Wallet can be used to view loan details and documents.

Are my tax documents accessible online?

Tax documents, notices, and other forms are available within ONE Wallet digital banking.