Refer a Friend | Independent Bank

Earn $50 Every Time You Refer Someone*

Earn a $50 Mastercard^® Reward Card

You both get a $50 Mastercard^® Reward Card when they open a new Independent Bank checking account and meet the requirements.

Simple & Fast

Send your referral link via email, text, or social media in seconds.

Share the Benefits

Introduce your friends to the personalized support and banking solutions you trust.

How It Works

Register

Invite Your Friends

Send your referral link via email, text, or social media.

Get Rewarded

When your friend registers and meets the requirements, you both earn $50!

Refer a Friend FAQs

Answers to Common Questions About Our Referral Program

What accounts are eligible for the referral program?

Eligible accounts include personal and business checking accounts.

How do I receive a reward for a personal account referral?

When you refer someone to Independent Bank, you will both receive a $50 Mastercard Reward Card when they register, open a new Independent Bank personal checking account AND complete the following within 60 calendar days of account opening:

Complete ten (10) debit card transactions (ATM transactions excluded), OR

Complete at least $100 in direct deposit

Rewards will be mailed to your address on file after your friend completes the required tasks.

Is there a limit to how many friends I can refer?

You can earn up to $500 per year.

*You and your friend will each receive a $50 Mastercard® Reward Card when your friend registers, opens a new Independent Bank personal checking account, and either completes ten debit card transactions (ATM transactions excluded) or receives at least $100 in direct deposits within 60 calendar days of account opening. A $10 minimum deposit is required to open an account, and the new account is subject to standard account opening requirements. Rewards are subject to 1099-INT for the referred party and 1099-MISC for the referring party for aggregate awards totaling $600 annually. By participating in the ReferLive program, each party may be aware that the other is, or may become, an Independent Bank customer. Please see Terms and Conditions.