Saving Made Simple
Round It Up and Save With Our Change It Up Program
Change It Up rounds up your debit card purchases to the nearest dollar and transfers the difference to your savings—helping you save effortlessly.

Small Change, Big Savings
Automatic Savings
Every debit card purchase is rounded up, and the difference is transferred to your savings account.*
Hands-Free Saving
No need to think about it—your savings grows effortlessly with each transaction.
Works on Multiple Cards
If your checking account has more than one debit card, all transactions will be rounded up.
Daily Deposits
Your total round-up amount is deposited into your savings account at the end of each day.
Change It Up FAQs
Answers to Common Questions About the Change It Up Program
Can I select a specific dollar amount to transfer with each transaction?
No, this is only a round up to the nearest dollar feature.
Can I have Change It Up on multiple accounts?
Yes, if debit cards are tied to the accounts.
Can I split the deposit to multiple savings accounts?
No, the deposit will only be sent to one designated account.
How often is a deposit made into the savings account tied to a Change It Up debit card?
Deposits are made on any processing day, which includes Monday night through Saturday night. No deposits are made on Sundays or on holidays when we are closed.
Does Change It Up apply to all debit cards on an account or just specific ones?
It applies to all debit cards on the account.
Getting Started is Simple
Log Into ONE Wallet
Sign in to your ONE Wallet digital banking account on desktop or mobile.
Navigate to eServices
From the menu, select eServices to explore available banking tools.
Select Request Services
Find Request Services and choose the Change It Up enrollment option.
Choose Your Accounts
Pick the checking account linked to your debit card and the savings account where round-ups will be deposited.
Discover More Ways to Simplify Your Banking
Digital Banking
Access your accounts on the go in ONE Wallet digital banking from your phone, computer, or tablet.
Debit Cards
Enjoy easy access to your funds as well as a variety of Mastercard® Debit Card benefits.
Overdraft Services
Protect yourself from overdrafts with several convenient options.
MoneyPass® ATM Network
We waive your fees at over 32,000 MoneyPass ATMs nationwide.
* Full terms and conditions for Change It up can be found here: Terms and Conditions