FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Opportunity Starts Here
The Opportunity ONE Account Opens New Doors
A simple, overdraft fee-free checking account designed for your convenience.
Earn up to $200* When You Open a New Opportunity ONE Account
Apply Online
Complete our online application.
Establish Direct Deposit &
Earn $100 when you receive 4 or more direct deposit transactions of $50 or more within 90 calendar days of opening your account.
Swipe Your Debit Card
Earn $100 when you swipe your new debit card 15 times each month for the first 90 calendar days of opening your account.
Why Choose Opportunity ONE For Your Checking Account Needs?
No Fees
Enroll in eStatements to avoid a $3 monthly fee for paper statements.
Free Debit Card
A free Debit Mastercard® for easy spending and nationwide ATM access.
Start New
Get a fresh start with a Bank On-Certified** account that meets national standards for safe, low-cost, and secure banking.
Simple First Account
A smart choice for students and first-time bankers with no overdraft fees.
Take Your Bank Account to the Next Level
Digital Banking
Access your accounts on the go in ONE Wallet from your phone, computer, or tablet.
Debit Card
Enjoy easy access to your funds as well as a variety of Debit Mastercard® benefits.
ClickSWITCH
Easily switch direct deposits and automatic payments to Independent Bank.
MoneyPass® ATM Network
We waive your fees at over 32,000 MoneyPass ATMs nationwide.
