Michigan's Most People-Focused Bank
Placing You in Front of Your Money
At Independent Bank, our focus is on you. Because backing people isn't just a strong investment, it's a secured future.
Everything You Need - All In One Place
Checking Accounts
From everyday banking to premium features, we have a checking account designed for you.
Savings Accounts
Flexible savings options to help you plan for tomorrow while enjoying today.
Personal Loans
Whether you’re consolidating debt, covering unexpected expenses, or making a big purchase, we offer a solution for you.
Mortgages
Whether you're buying or refinancing, we have the mortgage options and guidance to get you there with confidence.

Manage Your Money with ONE Wallet Digital Banking
Get 24/7 access to your accounts with smart tools that simplify banking.
Just a Few Things We're Proud of:

2024, Second Consecutive Year
Great Place to Work®

One of America's Best Banks 2025
Forbes

Preferred Lender Status
U.S. Small Business Admin (SBA)

Class of 2024 Piper Sandler Sm-All Star
Piper | Sandler

One of Michigan's Best In State Banks
Forbes