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Refer & Earn

Share the Benefits of Banking with Other Businesses

Invite other businesses to bank with Independent Bank and earn a reward for each successful referral. Helping them find great banking comes with a bonus for you!
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Refer a Business FAQs

Answers to Common Questions About Our Businesses Referral Program

What accounts are eligible for the business referral program?
Eligible accounts include business checking accounts. 
How do I receive a reward for a business account referral?

When you refer a business to Independent Bank, you will receive a $50 Mastercard Reward Card and the business will receive a $150 Mastercard Reward Card when they register, open a new Independent Bank business checking account AND complete the following within 60 calendar days of account opening: 

  • 15 debit card transactions (ATM transactions excluded) OR
  • Complete at least $1,000 in cumulative deposits

Rewards will be mailed to your address on file after the other business completes the required tasks.

Is there a limit to how many businesses I can refer?
You can earn up to $500 per year.

*You will receive a $50 Mastercard® Reward Card and your friend will each receive a $150 Mastercard® Reward Card when your friend registers, opens a new Independent Bank personal checking account, and either completes fifteen debit card transactions (ATM transactions excluded) or completes at least $1,000 in cumulative deposits within 60 calendar days of account opening. A $10 minimum deposit is required to open an account, and the new account is subject to standard account opening requirements. Rewards are subject to 1099-INT for the referred party and 1099-MISC for the referring party for aggregate awards totaling $600 annually. By participating in the ReferLive program, each party may be aware that the other is, or may become, an Independent Bank customer. Please see Terms and Conditions.

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