Accelerate Receivables with Lockbox Services

What Are Lockbox Services?
Lockbox Services streamline payment collection and processing by directing mailed and electronic payments to a secure, bank-managed location. Independent Bank processes these payments on your behalf, accelerating funds availability, reducing administrative burdens, and improving security.
Faster Payment Processing
Secure Payment Handling
Automated Data Capture
Automatically reconcile your deposit transactions with your accounting software.
Reduced Administrative Burden
Free up staff time by outsourcing payment processing.

Find a Treasury Representative
Let our team of experts help you find the right solutions to support your business growth and financial goals.
Why Choose Independent Bank Lockbox Services?
Dedicated Treasury Support
Work with our Treasury Management team to monitor and prevent fraud.
Digital Banking Integration
Custom Reporting Options
HIPAA-Certified
Certified to keep your sensitive health and personal information secure.
Lockbox Services FAQs
Answers to Common Questions About Lockbox Services
How do Lockbox Services work?
Both mailed and electronic payments are processed and deposited on your behalf to either an eLockbox or a secure PO Box managed by Independent Bank.
What types of businesses benefit from Lockbox Services?
Lockbox Services are ideal for businesses with high payment volumes, such as healthcare providers, utilities, and property management companies.
How quickly are payments processed?
Payments are processed daily, ensuring funds are deposited faster than traditional manual processing.
How do I get started with Lockbox Services?
Take Your Business to the Next Level
Treasury Management
Optimize cash flow and manage business finances with our Treasury Management services.
Prevent check and ACH fraud with real-time transaction verification.
Wire Transfers
Send and receive domestic and international wire transfers securely.
Remote Deposit Capture
Deposit checks securely from your office anytime with Remote Deposit Capture.