FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Flexible Business Financing
Working Capital Lines of Credit for Everyday Business Needs
At Independent Bank, we offer flexible working capital solutions that help your business stay agile and meet day-to-day financial needs.
Access the Funds You Need, When You Need Them
Flexible Access to Funds
Borrow what you need, repay, and reuse your credit line as needed.
Support Seasonal Businesses
Smooth out the highs and lows of cash flow by tapping into your line of credit as needed.
Fund Business Expansion
Use your line of credit to quickly respond to new business opportunities and growth initiatives.
Pay Suppliers and Vendors
Keep your business running smoothly by managing accounts payable with quick access to working capital.
Why Choose Independent Bank for a Working Line of Credit?
Relationship Banking
Gain a trusted financial partner who understands your business and supports your long-term success.
Local Expertise
Work with professionals who understand your market and business needs.
Flexible Repayment Options
Repay your line of credit based on your business's revenue cycle, keeping your cash flow stable.
Streamlined Process
Fast decisions and simplified funding to keep your projects moving forward.
Explore Other Lending Solutions
Equipment Financing
Acquire essential business equipment with affordable financing solutions.
Commercial Real Estate Loans
Finance property purchases, expansions, or renovations with competitive loan options.
Acquisition Financing
Fund business acquisitions and expansion with flexible, long-term financing options.
SBA Loans
Get government-backed financing with low down payments and extended repayment terms.
