Smart Commercial Lending
Power Your Business with Flexible Equipment Financing
Independent Bank provides equipment financing to help businesses expand, upgrade technology, and improve efficiencies with flexible commercial lending solutions.

Finance the Equipment That Keeps Your Business Moving
Manufacturing Equipment
Get the funding you need to purchase or upgrade essential machinery to boost production and efficiency.
Office Technology
From computers to communication systems, we provide loans for the office equipment that keeps your business running smoothly.
Fleet Vehicles
Expand your business reach with financing options for commercial fleet vehicles tailored to your needs.
Construction Equipment
Secure loans for construction equipment that ensures your projects stay on schedule and within budget.

Find a Commercial Banker
Let our team of experts help you find the right financing solutions to support your business growth and financial goals.
Why Choose Independent Bank for Equipment Financing?
Relationship Banking
Gain a trusted financial partner who understands your business and supports your long-term success.
Local Expertise
Work with professionals who understand your market and business needs.
Flexible Equipment Financing
Customized solutions for purchasing and upgrading equipment.
Streamlined Process
Fast decisions and simplified funding to keep your projects moving forward.
Equipment Financing FAQs
Answers to Common Questions About Equipment Financing
What types of equipment can I finance?
We offer financing for a wide range of equipment, including machinery, office technology, fleet vehicles, and construction equipment.
How do repayment terms work?
Our repayment terms are flexible and designed to fit your business’s cash flow needs, with competitive rates and customizable options.
Can I finance both new and used equipment?
Yes, we provide financing options for both new and used equipment, ensuring you get the equipment for your business needs.
How quickly can I receive financing for equipment?
Financing approval timelines vary, but we strive to provide fast, efficient service. In many cases, you can receive a decision within a few business days.
Can I finance 100% of the equipment cost?
Yes, we offer financing options that can cover the full cost of your equipment purchase, depending on your business and credit profile.
Explore Other Lending Solutions
Working Capital Lines of Credit
Access flexible credit to manage cash flow, cover expenses, and grow your business.
Commercial Real Estate Loans
Finance property purchases, expansions, or renovations with competitive loan options.
Acquisition Financing
Fund business acquisitions and expansion with flexible, long-term financing options.
SBA Loans
Get government-backed financing with low down payments and extended repayment terms.