Driven by People,
Rooted in Community

Michigan's Most People-Focused Bank
At Independent Bank, we believe that banking is about more than just numbers and finances. We believe it’s about people, building relationships, and achieving goals. Our commitment to interactions over transactions drives both customer loyalty and business excellence. By prioritizing people, we ensure sustainable growth and a prosperous future.
As Michigan’s most people-focused bank, our priority is you. Whether you are opening a checking account, starting a business, buying a car, or refinancing a house, we are here for you every step of the way, so you can confidently forge ahead on your financial journey.
Who We Are
Mission
Inspiring financial independence today, with tomorrow in mind.
Vision
A future where people approach their finances with confidence, clarity, and the determination to succeed.
Values
Courage: Stepping out of your comfort zone.
Drive: Striving to exceed expectations.
Integrity: Ensuring words and actions align.
People-Focus: Creating value for those we serve.
Teamwork: Working together to achieve goals.
Your Goals. Your Dreams. Your Future.
Be Independent
At Independent Bank, we believe financial independence is about more than just saving money—it’s about having the confidence to make life’s big decisions, knowing you have the right financial partner by your side.
Our Wingspan
Over
200,000
Customers
Over
60 Locations
Across Michigan
Over
$1.2 Million
Donated
Over
$5.3 Billion
in Assets
Your Neighbors. Your Needs. Your Bank.
Community Banking
As a community bank, we’re built around real relationships—not just transactions. That means local decisions, personal service, and a team that’s in your corner. Because when your bank knows your name, financial confidence comes naturally.

160 Years of Banking
1864
First National Bank of Ionia was founded in 1864, during President Abraham Lincoln's time in office, as one of the first charters under the National Bank Act. It had $50,000 in deposits.
1973
Independent Bank Cooperation formed, but stayed inactive until it acquired First Security Bank on June 1, 1974.
1985
1993
1999
2004
2007
2018
2021
Opened a full-service office in Livingston County.
2023
Opened a full-service office in Ottawa County.
2024
Opened a second full-service office in Macomb County.
Just a Few Things We're Proud of:

One of World's Best Banks 2024

America's Greatest Workplaces 2024

2024, Second Consecutive Year

One of America's Best Banks 2025

Preferred Lender Status
U.S. Small Business Admin (SBA)

Class of 2024 Piper Sandler Sm-All Star

One of Michigan's Best In State Banks
Forbes
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