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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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All Mortgage Loan Officers
Nicole Milton

Nicole Milton

AVP, Neighborhood Mortgage Specialist | Troy Mortgage Loan Center - No Cash Transactions | NMLS ID: 2038216
"I specialize in helping first-time homebuyers, and am experienced in several mortgage programs to help lower your out-of-pocket costs. I’ll explain your loan options and walk you through the process from start to finish. As a wife, mother, and animal rescue volunteer, I believe in giving back to our community."

Phone Number

Office: 810.360.0224

Address

201 W. Big Beaver Rd., Suite 201 Troy, MI 48084

Email

NMilton@ibcp.com

Testimonials

Dalaina W.

July 31, 2024

"Nikki was absolutely wonderful! I will continue to work with her as long as she’s available!! It was an amazing experience. It felt like we were partners working together to achieve the same goal. I highly recommend Nikki and Independent Bank. Thank you!!"

Chloe M.

July 12, 2024

"Great experience!!! I had no idea what I was doing as a first-time homeowner, but Nicole explained everything to me and went above and beyond!! She even came to my closing in case I had any questions. I highly recommend Nicole and her staff!"

Shakira O.

June 20, 2023

"Nicole is the best! She’s patient and really cares about the well-being of her clients. Nicole is honest and I will continue to refer her to everyone I know!"

Stephen B.

April 25, 2023

"Nicole was great; she contacted me at every turn in the process and completed it in a very timely fashion. Looking forward to doing more business with Nicole."

Laura F.

March 27, 2023

"Amazing communication!! Nikki always makes sure my buyers will get to the closing table. She is there for me during the whole process. I couldn't ask for a better lender!!"

Carrie A.

February 22, 2023

"She stayed on top of everything and held our hand through the whole process. I appreciated that she clearly communicated everything that was going on and what to expect."

Resources

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources