Open a free checking account and get a free gift!*
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Please hurry! This offer ends March 31, 2017.
Switch to FREE CHECKING
A FREE checking account designed with you in mind. There's no monthly fee or minimum balance requirement and it's loaded with many money-saving features:
- FREE debit Mastercard®
- FREE online banking and bill pay
- FREE mobile banking**
- FREE SnapCheck mobile deposits***
- And much more!
We also offer Select Checking1 that's perfect if you are looking for customizable options. Or if you want it all, our Premier Checking2 offers maximum benefits.
Open your new checking account at one of our convenient branch locations.
Compare your checking account to Independent Bank's FREE CHECKING! |
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Checking Saver Chart |
Independent Bank Free Checking |
PNC Standard Checking |
Chase Total Checking* |
Free Checking offered: | Yes | No | No |
Minimum Balance Requirements: | None | $500 average monthly balance or have $500 in qualifying direct deposits; or age 62 or older to avoid fee |
$1,500 minimum daily balance or have $500 in qualifying direct deposits; or $5,000+ in any combination of qualifying linked deposits/ investments to avoid fee |
Monthly Service Fee if requirements are not met: | N/A | $7 plus $2 monthly fee for paper statements |
$12 |
Switch to Independent Bank and save yearly up to: |
$108 | $144 |
Competitive information was obtained from bank website or via phone calls during the week of January 9, 2017. Prices are for checking services, although some banks may include other services in their checking prices. Compared accounts are for a basic minimum balance checking account without set monthly fees, or closest to free checking, if free checking is not available. Compared accounts do not include special promotions or introductory offers. Yearly savings calculations are based on 12 monthly service fees for the account unless noted. Other preferred status or relationship requirements may also apply to waive other banks' monthly fee.
*Free gift is awarded at account opening of any Independent Bank checking account. Accounts opened online are not eligible for the free gift. Must open an account in-person at a branch and mention this offer to receive the free gift. One free gift per person. A $50 minimum deposit is required to open any Independent Bank checking account. Subject to standard account opening guidelines. Valid only for new checking customers that have not had an Independent Bank checking account in the last six months. We reserve the right to substitute a gift of similar value.
**An Independent Bank account and online banking, are required for mobile banking.
***Independent Bank SnapCheck is subject to eligibility and deposits are not immediately available.
1eStatement and minimum $100 Direct Deposit required to receive free option on Select Checking.
2$5,000 combined Independent Bank deposit account balances OR $25,000 investment relationship with Independent Financial and Insurance Services required to avoid $15 monthly service charge on Premier Checking.