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Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Location

Find A Location

Contact Information

A: 3025 Boardwalk Drive Suite 260 Ann Arbor MI 48108
P: 734-545-7124

Monday - Friday:  9:00 am - 5:00 pm, by appointment only.
Services: Mortgage, Loans, No cash transactions
| Get Directions

Auburn | Independent Bank

 Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

Schedule an appointment

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bad Axe | Independent Bank

 Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

Schedule an appointment

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Belding | Independent Bank

 Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bellevue | Independent Bank

 Branch Location

Contact Information

A: 111 E. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Brighton | Independent Bank

 Branch Location

Contact Information

A: 8700 N. Second St, Brighton, MI 48116
P: 810.819.8005

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday  9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Caro | Independent Bank

 Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

Schedule an appointment

 

Office

April 1 - September 30
Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

October 1 - March 31
Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 4:30 pm

Drive-Up

April 1 - September 30
Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

October 1 - March 31
Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

Schedule an appointment

 

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller, Instant Issue Debit Cards
| Get Directions

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 21250 Hall Road, Suite 200, Clinton Township, MI 48038
P: 586.210.8112

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 21250 Hall Road, Suite 200, Clinton Township, MI 48038
P: 586.327.1318

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Clio | Independent Bank

 Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3100 Woodward Ave Suite 102, Detroit MI 48201
P: 248.952.4914

Wednesdays: 9 - 2 pm

Monday - Saturday: By Appointment Only

 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:30 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 275 Springside Drive., Suite 101, Fairlawn, OH 44333
P: 234.815.1501

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1014 S Beacon Blvd Grand Haven MI 49417
P: 616.836.9261

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Contact Information

A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  Closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

Schedule an appointment

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4150 E Beltline Grand Rapids MI 49525
P: 616-304-2009

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Holland | Independent Bank

 Branch Location

Contact Information

A: 12368 Riley St, Holland, MI 49424
P: 616.344.2470

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  - By Appointment

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 230 W. Main St. Ionia, MI 48846

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2280 South 11th St Kalamazoo MI 49009
P: 269-569-7254

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Leslie | Independent Bank

 Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Marlette | Independent Bank

 Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Mason | Independent Bank

 Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 409 Ashman Midland , MI 48640
P: 989-486-6216

Monday - Friday: 9:00 am - 5:00 pm
 
 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Newaygo | Independent Bank

 Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 4:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday   9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up
| Get Directions

Okemos | Independent Bank

 Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 112 S Main St, Olivet, MI 49076

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 7237 Nitz Street, Pigeon, MI 48755

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Portland | Independent Bank

 Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 320 E Vermontville Hwy, Potterville, MI 48876

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 28 N Monroe Rockford MI 49341
P: 616-304-2009

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5580 State St Suite 5 Saginaw MI 48603
P: 989-799-3159

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5 S 3rd St. Sand Lake MI 49343
P: 616.636.8881

Schedule an appointment

 

Lobby
Monday - Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up
Monday - Friday  9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Saranac | Independent Bank

 Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 250 Broadway St South Haven MI 49090
P: 269-569-7254

By Appointment Only
Services: Mortgage, Loans, No cash transactions
| Get Directions

Sparta | Independent Bank

 Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Standish | Independent Bank

 Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1239 S. Garfield Traverse City, MI 49686
P: 231.995.5575

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 109 E Main St Zeeland MI 49464
P: 616.836.9261

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions
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Current Rates

Find rates for checking accounts, savings accounts, certificates of deposit (CDs), personal loans, and mortgages. 

Rate information is as current as possible, but rates may vary. To speak with your local banker, please see the Location Directory for contact information.

CHECKING ACCOUNTS

# of Transactions^

Rate

APY

ONE Account*

 0-10 transactions 0.01% 0.01%

11-20 transactions 0.25% 0.25%

21-30 transactions 0.75% 0.75%

31-45 transactions 1.50% 1.51%

46+ transactions 4.89% 5.00%

Balances over $10,000 will earn 0.10%

Opportunity ONE*

 N/A N/A N/A

ONE Account*

# of Transactions^ - 0-10 transactions
Rate - 0.01%
APY - 0.01%

# of Transactions^ - 11-20 transactions
Rate - 0.25%
APY - 0.25%

# of Transactions^ - 21-30 transactions
Rate - 0.75%
APY - 0.75%

# of Transactions^ - 31-45 transactions
Rate - 1.50%
APY - 1.51%

# of Transactions^ - 46+ transactions
Rate - 4.89%
APY - 5.00%

# of Transactions^ - Balances over $10,000 will earn 0.10%
Rate -
APY -

Opportunity ONE*

# of Transactions^ - N/A
Rate - N/A
APY - N/A
Get Started with a ONE Account Today!
 
*Eligibility Requirements/Fees: Refer to the fee schedule for account eligibility requirements and/or fees, if applicable, Retail Fee Schedule.  ^Debit card transactions. The following transactions are not considered toward monthly transaction totals; cash advances, ATM withdrawals, balance inquires and balance transfers. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.
 

SAVINGS ACCOUNTS

Interest Tier Information

Rate

APY

Eagle / Swift Savings

 $250,000 or greater 0.90% 0.90%

$100,000 to $249,999 0.50% 0.50%

$50,000 to $99,999 0.20% 0.20%

$25,000 to $49,999 0.12% 0.12%

$10,000 to $24,999 0.07% 0.07%

$0 to $9,999 0.01% 0.01%

Relationship Money Market with a Checking Relationship with Independent Bank

 $250,000 or greater 2.60% 2.63%

$100,000 to $249,999 2.00% 2.02%

$50,000 to $99,999 1.40% 1.41%

$25,000 to $49,999 0.65% 0.65%

$10,000 to $24,999 0.12% 0.12%

$0 to $9,999 0.06% 0.06%

Relationship Money Market without a Checking Relationship with Independent Bank

 $250,000 or greater 2.55% 2.58%

$100,000 to $249,999 1.95% 1.97%

$50,000 to $99,999 1.35% 1.36%

$25,000 to $49,999 0.60% 0.60%

$10,000 to $24,999 0.07% 0.07%

$0 to $9,999 0.01% 0.01%

Health Savings Account

 $10,000 & Over 0.03% 0.03%

$2,500 to $9,999 0.03% 0.03%

$1,000 to $2,499 0.01% 0.01%

$0 to $999 0.01% 0.01%

Eagle / Swift Savings

Interest Tier Information - $250,000 or greater
Rate - 0.90%
APY - 0.90%

Interest Tier Information - $100,000 to $249,999
Rate - 0.50%
APY - 0.50%

Interest Tier Information - $50,000 to $99,999
Rate - 0.20%
APY - 0.20%

Interest Tier Information - $25,000 to $49,999
Rate - 0.12%
APY - 0.12%

Interest Tier Information - $10,000 to $24,999
Rate - 0.07%
APY - 0.07%

Interest Tier Information - $0 to $9,999
Rate - 0.01%
APY - 0.01%

Relationship Money Market with a Checking Relationship with Independent Bank

Interest Tier Information - $250,000 or greater
Rate - 2.60%
APY - 2.63%

Interest Tier Information - $100,000 to $249,999
Rate - 2.00%
APY - 2.02%

Interest Tier Information - $50,000 to $99,999
Rate - 1.40%
APY - 1.41%

Interest Tier Information - $25,000 to $49,999
Rate - 0.65%
APY - 0.65%

Interest Tier Information - $10,000 to $24,999
Rate - 0.12%
APY - 0.12%

Interest Tier Information - $0 to $9,999
Rate - 0.06%
APY - 0.06%

Relationship Money Market without a Checking Relationship with Independent Bank

Interest Tier Information - $250,000 or greater
Rate - 2.55%
APY - 2.58%

Interest Tier Information - $100,000 to $249,999
Rate - 1.95%
APY - 1.97%

Interest Tier Information - $50,000 to $99,999
Rate - 1.35%
APY - 1.36%

Interest Tier Information - $25,000 to $49,999
Rate - 0.60%
APY - 0.60%

Interest Tier Information - $10,000 to $24,999
Rate - 0.07%
APY - 0.07%

Interest Tier Information - $0 to $9,999
Rate - 0.01%
APY - 0.01%

Health Savings Account

Interest Tier Information - $10,000 & Over
Rate - 0.03%
APY - 0.03%

Interest Tier Information - $2,500 to $9,999
Rate - 0.03%
APY - 0.03%

Interest Tier Information - $1,000 to $2,499
Rate - 0.01%
APY - 0.01%

Interest Tier Information - $0 to $999
Rate - 0.01%
APY - 0.01%
Explore Our Savings Account Options  

CERTIFICATE OF DEPOSIT (CD)

Interest Tier Information

Rate

APY

6-Month CD

 $500 minimum 1.80% 1.81%

12-Month CD

 $500 minimum 1.85% 1.87%

24-Month CD

 $500 minimum 1.90% 1.92%

3-Month CD Special

 $1,000 minimum 4.05% 4.13%

7-Month CD Special

 $1,000 minimum 3.95% 4.02%

13-Month CD Special

 $1,000 minimum 3.75% 3.82%

6-Month CD

Interest Tier Information - $500 minimum
Rate - 1.80%
APY - 1.81%

12-Month CD

Interest Tier Information - $500 minimum
Rate - 1.85%
APY - 1.87%

24-Month CD

Interest Tier Information - $500 minimum
Rate - 1.90%
APY - 1.92%

3-Month CD Special

Interest Tier Information - $1,000 minimum
Rate - 4.05%
APY - 4.13%

7-Month CD Special

Interest Tier Information - $1,000 minimum
Rate - 3.95%
APY - 4.02%

13-Month CD Special

Interest Tier Information - $1,000 minimum
Rate - 3.75%
APY - 3.82%

Explore Our CD Special Options

Interest

Rates and annual percentage yield (APY) are accurate as of November 20, 2024. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items (e.g., checks). Interest is calculated on a daily balance method. This method applies a daily periodic rate to the principal in the account each day.  The minimum balance to earn interest is $0.01. All interest-bearing checking accounts are variable rate accounts. Rates are subject to change at any time without prior notice.

 

Checking, Money Markets, and CDs
Interest will be compounded monthly and will be paid to the account monthly. Annual percentage yield (APY) based on monthly cycle.

 

Eagle / Swift Savings
Interest will be compounded quarterly and will be paid to the account quarterly. Annual percentage yield (APY) based on quarterly cycle. Rates are subject to change at any time without prior notice.

Transaction Limitations

Checking
No transaction limitations apply.

 

Savings and Money Markets
Teller and ATM transactions are unlimited. Preauthorized, automatic, or telephone transfers to another account and/or third parties are limited to six per monthly cycle with no transfers by check, draft, debit card or similar order. An excess transaction fee will be assessed each month the transaction limitations are exceeded. If you continue to exceed these transaction limitations, the Bank may close your account and transfer the funds to another deposit account type selected by the Bank for which you are eligible. Refer to the fee schedule for excess transaction fee.

 

CDs
Deposits into or withdrawals from the CD are not eligible until the maturity date. Penalty for early withdraw may be imposed.

Processing Order

Posting order is the order in which deposits and withdrawals are applied to your account. Generally, we post items as they are received. Most items are posted immediately (real-time) as they are presented. This includes credit/debit transactions performed at an Independent Bank branch and electronic transactions such as: ATM transactions, debit card transactions, mobile /online banking transactions, pre-authorized transactions and wires. Items presented via ACH (direct deposits and debits) are posted as received during multiple daily presentments. Checks transacted at other financial institutions will be posted as received.

 

In some cases, authorization is provided at the time of conducting a transaction with your debit card, but the transaction does not post to your account until days after the initial authorization.  As an example, a debit card transaction may appear as “pending” in online or mobile banking during the day and affect your available balance.  When authorization is provided to a merchant we may reserve or place a hold on your available balance, typically for three business days, for the amount of the requested authorization.  There may be delays of several days between the date of the authorization and the date the transaction is presented for payment.  The transaction may post to your account after the authorization hold has expired, which could potentially result in an overdraft, even if you are opted out of ATM and one-time debits. 

 

Funds authorizations and fee assessments (including Non-Sufficient Fund charges) are based on available balance at the time a transaction is authorized, which may not be the same day the transaction is posted to your account. Holds on funds may also impact funds availability and fee assessments.

Minimum Balance Requirements

Refer to the fee schedule for minimum balance information and/or service charges, if applicable. 

Dormant/Inactive Account Information

An account inactivity fee will be assessed each month if there is no customer-initiated activity for twelve months. Refer to the current fee schedule, for additional details. 

Additional CD Information

Early Withdrawal Penalty:
A fee may be imposed if any of the principal is withdrawn before the maturity date. The fee imposed is based on the term of the certificate of deposit. If the account has an original maturity of one year or less, the fee will equal three months interest on the amount withdrawn. If the account has an original maturity of more than one year, the fee will equal six months interest on the amount withdrawn.

Renewal policies:
The CD account will automatically renew at maturity. Customers will have a grace period of 10 calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.

CD Special:
Requires an Independent Bank checking account. These rates only apply to personal CDs.

MORTGAGES Rate APR Points
30-Year Fixed 7.000% 7.076% 0.098%
15-Year Fixed 6.375% 6.510% 0.185%
5/6 Adjustable 7.000% 7.079% 0.125%
1/6 Arm Const-Perm 6.000% 6.104% 0.125%

 

Learn More & Apply  Find a Loan Officer

  • Purchase rates as of November 22, 2024 and are subject to change without notice.
  • Normal credit standards and restrictions apply.
  • 30-Year Fixed: Monthly payment of $1,542 at a rate of 7.000% and an assumed purchase loan amount of $220,000. Actual payment obligations with taxes, insurance, and assessments/association dues will be greater.
  • 15-Year Fixed: Monthly payment of $2,005 at a rate of 6.375% and an assumed purchase loan amount of $220,000. Actual payment obligations with taxes, insurance, and assessments/association dues will be greater.
  • All monthly payment examples assume 20% down payment including principal and interest expense, and a credit score of 780.
  • Maximum seller contribution of 3%.
  • Annual Percentage Rates for adjustable rate (ARM) products are subject to increase or decrease.
  • Actual interest rates and APRs may vary based on factors such as loan-to-value  (LTV), credit score, occupancy type, number of units, loan amount, and other transaction parameters.
  • Assumes auto pay or online bill pay through an Independent Bank checking account.
  • Taxes, insurance, and assessments/association dues are not included in the payments but are required.
  • Discount and Origination points are included in 'Points.'
  • The interest rate and monthly payment examples assume primary residence and that the customer selects an escrow account for taxes and insurance with lender.

Independent Bank has financing available to meet a variety of needs including cars, RVs, unsecured loans and more. 

To speak with your local banker, please see the Location Directory for contact information. To view rates, see the tables below.

For the Auto loans listed below (*) you are eligible for up to a .25% discount when you sign up for auto pay through your Independent Bank checking or savings account for loans greater than $1,000. For the loans listed below (Powersports/RVs/Marine- **& ***) you are eligible for up to a 0.25% discount when you sign up for auto-pay through your Independent Bank checking or savings account for loans greater than $1,000.  For the Unsecured Loans (****) you are eligible for up to a .25% when you sign up for auto-pay through your Independent Bank checking or savings account.   For the Home Improvement loan listed below (*****) with the maximum loan amount of $25,000 you are eligible for up to a .25% discount when you sign up for auto-pay through your Independent Bank checking or savings account.

PERSONAL LOANS

Terms ******

Current Rate w/Autopay

APR

* Auto

72 Months

 6.99% 7.15%

* Auto

 84 Months 7.24% 7.35%

** RV and Marine

 240 months 7.74% 7.77%

***Powersports

 120 Months 8.49% 8.65%

**** Unsecured up to $25,000.00

 36 months 11.74% 12.23%

**** Unsecured up to $25,000.00

 72 Months

12.74%

13.01%

***** Home Improvement Loan-Maximum Amount $25,000.00

 120 months 11.74% 11.91%

* Auto

Terms ****** -

72 Months

Current Rate w/Autopay - 6.99%
APR - 7.15%

* Auto

Terms ****** - 84 Months
Current Rate w/Autopay - 7.24%
APR - 7.35%

** RV and Marine

Terms ****** - 240 months
Current Rate w/Autopay - 7.74%
APR - 7.77%

***Powersports

Terms ****** - 120 Months
Current Rate w/Autopay - 8.49%
APR - 8.65%

**** Unsecured up to $25,000.00

Terms ****** - 36 months
Current Rate w/Autopay - 11.74%
APR - 12.23%

**** Unsecured up to $25,000.00

Terms ****** - 72 Months
Current Rate w/Autopay -

12.74%

APR -

13.01%

***** Home Improvement Loan-Maximum Amount $25,000.00

Terms ****** - 120 months
Current Rate w/Autopay - 11.74%
APR - 11.91%

Apply for a Loan*  Rates listed are available for borrowers with a 750 or greater credit score,  loan amounts greater than $1,000 for this non-real estate collateralized  product.. Standard processing fee of $175.00. Rate includes discount for auto-pay from Independent Bank checking/savings account. Rates as of October 1, 2024, and are subject to change without notice. Actual interest rates and APRs may vary based on credit history, loan amount and other transaction parameters.

** & ***Rates listed are available for borrowers with a 750 or greater credit score,  loan amounts of $1,000 and greater for this non-real estate collateralized  product.. Standard processing fee of $175.00. Rate includes discount for auto-pay from Independent Bank checking/savings account. Rates as of October 1, 2024 and are subject to change without notice. Actual interest rates and APRs may vary based on credit history, loan amount and other transaction parameters.

**** Rate listed is available for borrowers with a 750 or greater credit score and loan amount of $15,001.00-$25,000.00  for this non-real estate, non collateralized product. Standard processing fee of $175.00. Rate includes discount for auto-pay from Independent Bank checking/savings account. Rate is as of October 1, 2024 and are subject to change without notice. Actual interest rates and APRs may vary based on credit history, loan amount and other transaction parameters.
***** Rate listed is available for borrowers with a 680 or greater credit score and loan amounts of $25,000 and below for this non-real estate, non-collateralized product.  Standard processing fee of $175.00. Rate includes discount for auto-pay from Independent Bank checking/savings account. Rates as of  October 1, 2024 and are subject to change without notice. Actual interest rates and APRs may vary based on credit history, loan amount and other transaction parameters


****** Other Rates/Terms are available
For additional information about rates and terms, please contact your local banker

Additional Information

  • * Current rates listed are available for borrowers with a 750 or greater credit score. Borrowers with a lower credit score may qualify for other competitive rates. Standard processing fee of $175. Rate includes discount for autopay from an Independent Bank checking/savings account. Note regarding Auto loans: Rates also vary by amount of loan and age of model. For additional information about rates and terms, please contact your local banker.
  • ** & ***Current rates listed are available for borrowers with a 750 or greater credit score. Borrowers with a lower credit score may qualify for other competitive rates. Standard processing fee of $175. Rate includes discount for autopay from an Independent Bank checking/savings account. Note regarding  Powersports, Marine and RV loans: Rates also vary by amount of loan and age of model. For additional information about rates and terms, please contact your local banker.
  • **** Current rates are available for borrowers with a 750 or greater credit score. Borrowers with a lower credit score may qualify for other competitive rates. Rate includes discount for autopay from an Independent Bank checking/savings account. Note regarding this Unsecured loan: Rates also vary by amount and term. For additional information about rates and terms, please contact your local banker.
  • ***** Current rate listed is available for borrowers with a 680 or greater credit score. Standard processing fee of $175.00. Rate includes discount for autopay from an Independent Bank checking/savings account. Note regarding this Unsecured Home Improvement Loan—shorter term and lower rate is available. For additional information about rates and terms, please contact your local banker.

 

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