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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.
Dec 10 2018

Independent Bank and Northern Initiatives Support Small Businesses

Independent Bank recently presented Northern Initiatives (NI) with a $10,000 general fund grant. The grant will help assist with expenses as the...
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Oct 12 2018

Independent Bank 'Made a Difference' In Local Communities 2018

4th largest Michigan-based bank participated in 3rd annual company-wide volunteer day Independent Bank closed its offices on Columbus Day, October...
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Sep 28 2018

Independent Bank will Participate in 3rd Annual Volunteer Day

4th largest Michigan-based bank will be closed on Columbus Day to volunteer in local communities Independent Bank will be closed on Columbus Day,...
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Apr 18 2018

Independent Bank Sponsors Junior Achievement West Michigan Business Hall of Fame

Brad Kessel, President and CEO, describes the importance of Junior AchievementArticle provided by Junior Achievement of the Michigan Great Lakes ...
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Feb 15 2018

Independent Bank Honors 2017 Top Employee Volunteer

Tara Binder, Bank Manager of Independent Bank Standish office, volunteered over 650 hours in 2017 Independent Bank recently honored Tara Binder,...
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Jan 5 2018

Independent Bank | Phase Four: Investing in Communities Campaign

Serving our Communities – Veterans Programs, Military Outreach Groups, and Active Duty Support Services Independent Bank concluded their 2017...
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Nov 1 2017

Independent Bank | Phase Three: Investing in Communities Campaign

Housing our Communities – Homeless Shelters, Housing Projects, and Home Building Centers Independent Bank continued their 2017 donation campaign,...
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Oct 16 2017

Independent Bank 'Made a Difference' In Local Communities 2017

4th largest Michigan-based bank dedicated an entire day to a company-wide volunteer effort Independent Bank closed its offices on Columbus Day,...
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Oct 3 2017

Independent Bank will Participate in Annual Company-Wide Volunteer Day

4th largest Michigan-based bank is closing its doors on Columbus Day to volunteer in local communities Independent Bank will close its offices on...
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Aug 3 2017

Independent Bank donates $20,000 to animal non-profit organizations

Four non-profits were awarded $5,000 for receiving the most votes in Investing in Communities contest Independent Bank continued their 2017 donation...
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May 29 2017

Independent Bank | Phase Two: Investing in Communities Campaign

Protecting our Communities – Animal Shelters, Humane Societies, and Animal Rescue Centers Independent Bank will continue their donation campaign,...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

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Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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