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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.
Dec 22 2015

Independent Bank donates $20,000 to local arts non-profits

Four local Arts non-profits were awarded $5,000 for receiving the most votes in Investing With You contestGRAND RAPIDS, Mich. – Independent Bank...
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Oct 9 2015

Independent Bank donates $20,000 to local non-profits

Four local non-profits were awarded $5,000 for receiving the most votes in "Investing With You" contestGRAND RAPIDS, Mich. – Independent Bank...
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Sep 23 2015

President & CEO Brad Kessel Rang Nasdaq Closing Bell in Times Square

Independent Bank celebrates 30th Anniversary of being listed on Nasdaq Executive team members and Board members of Independent Bank,...
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Jul 29 2015

Independent Bank announces phase two of Investing With You campaign

GRAND RAPIDS, Mich. – Independent Bank will launch phase two of their Investing with You campaign on August 1, 2015. They will donate $5,000 each to...
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May 22 2015

Independent Bank donates $20,000 to local schools

Four local schools were awarded $5,000 for receiving the most votes in "Investing With You" contestGRAND RAPIDS, Mich. – Independent Bank and its...
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Mar 19 2015

Independent Bank to match up to $50,000 in donations to Sparrow Ionia Hospital

It is one of the largest gifts pledged to the $1.2 million capital campaign, which is more than 55% completeIONIA, Mich. – Ionia’s new...
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Mar 4 2015

Independent Bank’s Logo and ATM Wraps Win West Michigan ADDY Awards

GRAND RAPIDS, Mich. – Independent Bank rebranded in 2014, the bank’s 150th anniversary, in collaboration with Grand Rapids-based Full Circle...
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Oct 8 2014

Independent Bank Celebrates 150th Anniversary with a Ribbon Cutting

By Jim Harger of the Grand Rapids Press
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Jul 18 2014

Independent Bank celebrates 150th Anniversary with 150 volunteer days

5th largest Michigan-based bank attributes growth to local investments and community engagement Independent Bank, founded in Ionia, Michigan in 1864...
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Dec 9 2013

Independent Bank’s “unique and local” Bad Axe office has grand opening

Independent Bank announces the grand opening of its new banking office at 655 N. Port Crescent in Bad Axe. During the grandopening days, December 16...
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Jul 17 2013

Independent Bank partners with Sallie Mae to offer private education loan

Independent Bank announced today that it has partnered with Sallie Mae to offer customers a private education loan program that helps...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

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Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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