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Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.

Independent Bank

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Recent Posts

Sep 3 2021

Independent Bank Recognized in Mastercard's Third Annual Community Institution Segment Awards with Innovation Award

Independent Bank is proud to announce that it has been recognized for the third year in a row by Mastercard in its annual Community Institution...
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Aug 17 2021

Independent Bank Launches Sign in 29 Seller Advantage Mortgage Program

Independent Bank is excited to announce the launch of their new Sign in 29 Seller Advantage mortgage program, where eligible applicants can close on...
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Jul 27 2021

Mortgage Executive Magazine Recognizes Independent Bank as a Top 100 Mortgage Company and Mortgage Loan Officers as Being in the top 1% of Mortgage Originators for 2020

Mortgage Executive Magazine recently announced that Independent Bank was in the top 100 publicly traded banks and mortgage companies in America for...
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Jun 18 2021

Michigan Women Forward to Hold Resilience for the Future Panel Discussion Presented by Independent Bank

Expert panelists address how gender and racial equity will play a role in economic prosperity for years to come.
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May 27 2021

Independent Bank Launches New Online and Mobile Banking Platform: ONE Wallet

Independent Bank recently launched their brand new and enhanced Online and Mobile Banking platform, ONE Wallet on May 24, 2021. The launch also...
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May 19 2021

50/50 Women on Boards™ Recognizes Independent Bank as a “3+” Company with Three or More Women Directors

50/50 Women on Boards™ (50/50WOB), the leading global education and advocacy campaign driving the movement toward gender balance and diversity on...
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May 19 2021

Independent Bank Working with Freddie Mac to Help Homebuyers with Down Payment Assistance

Independent Bank is working with Freddie Mac to assist homebuyers in overcoming one of the most common barriers of homeownership—the down payment....
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Mar 30 2021

Independent Bank Recognized as a 2020 Top US Community Bank

Independent Bank was recently recognized as a 2020 top US community bank by S&P Global Market Intelligence.
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Feb 3 2021

INDEPENDENT BANK AWARDED $500,000 GRANT TO SUPPORT TRAVERSE CITY HOUSING COMMISSION REHABILITATION PROJECT

Independent Bank is proud to announce a $500,000 Affordable Housing Program (AHP) grant to support the Traverse City Housing Commission’s (TCHC)...
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Jan 12 2021

Independent Bank’s Million Dollar Pledge for Low-Income Communities to Spur Neighborhood Stability

Independent Bank is excited to announce the launch of their new My Home Reward Program, in which eligible home purchase or refinance applicants in...
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Dec 4 2020

Independent Bank Announces Investment in Fund to Develop Affordable Housing in Michigan Communities

Independent Bank has announced a two million dollar investment to support affordable housing development in partnership with Cinnaire and the...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

View Our Current Rates

Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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