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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Earn up to 5.00% APY* and a $600 bonus!

Never wonder if you’re getting the most from your checking account.
With the ONE Account, it's your checking and savings account all in one.

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Open a free HSA account online today.

Simplify paying for healthcare expenses with an HSA debit card.
Open an account online is just a few clicks!

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Home equity solutions to fit your life needs.

Pay down debt, renovate your home, or set aside an emergency fund.
A HELOC is a flexible financial solution.


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Business One Block@4x


Are you a business looking for a banking relationship with all the perks and none of the fees? Then the Business One checking account is perfect for your business!

Learn how Independent Bank can help your business grow. 

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Simplify your business's daily operations with our TreasuryONE Team and Services.

Our TreasuryONE online platform makes banking easy and convenient when you’re on the go. Your dedicated TreasuryONE Support Team is available to assist you should a question arise.

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Take control of your finances by banking anytime from the comfort of your computer or tablet with ONE Wallet online banking.

Access all of your financial information, from checking accounts and credit cards to mortgages, and more.

 

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CD Specials

Start Saving
with our CD Specials!

Certificate of Deposit Featured Rate:
5.01% APY / 3-month CD
$10,000 minimum deposit of newly deposited funds & an IB checking account

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mortgage rates@4x
Mortgages
as low as
6.000% APR
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Auto Loans
as low as
7.99% APR
CD rates@4x
CDs
as high as
5.01% APY


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Independent Bank in our Communities
Making a difference in the communities we serve.

Junior Achievement of the Michigan Great Lakes

Independent Bank is a proud sponsor and participant in the simulated business community that allows fifth and sixth grade students the opportunity to interact in a real-world business setting.

Students apply, interview, and work within this simulated town, giving them the opportunity to experience different career opportunities, including one at Independent Bank.

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Annual Be The Difference Day

Independent Bank closes its offices each year on Columbus Day/Indigenous People’s Day, to participate in an annual all-employee volunteer day. In 2023, over 800 Independent Bank employees took part in “Be the Difference Day,” where they volunteered at over 80 different projects across Michigan and parts of Ohio.

The Bank donated $140,000 to the various organizations in which they volunteered. These funds were compiled of employee Jeans Day donations, in which employees contributed funds to wear jeans on Fridays, as well as a match and additional contribution from Independent Bank. 

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Affordable Housing Development in Grand Rapids

Independent Bank is pleased to be able to partner with Woda Cooper Companies, Inc. to provide the much-needed addition of affordable housing to the Grand Rapids community.

The Breton Grove housing will be available for residents at 30% to 80% area median income, with 33 integrated Permanent Supported Housing units for residents facing homelessness. Construction is expected to be completed in late 2024. Woda Cooper’s management division, Woda Management & Real Estate, will oversee leasing and property management.

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Call us at 800.355.0641
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