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In observance of the holiday, Independent Bank offices will close at noon on Tuesday, December 24, 2024.

We will resume normal business hours on Thursday, December 26, 2024.

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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

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Location

Find A Location

Contact Information

A: 3025 Boardwalk Drive Suite 260 Ann Arbor MI 48108
P: 734-545-7124

Monday - Friday:  9:00 am - 5:00 pm, by appointment only.
Services: Mortgage, Loans, No cash transactions
| Get Directions

Auburn | Independent Bank

 Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

Schedule an appointment

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bad Axe | Independent Bank

 Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

Schedule an appointment

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Belding | Independent Bank

 Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bellevue | Independent Bank

 Branch Location

Contact Information

A: 111 E. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Brighton | Independent Bank

 Branch Location

Contact Information

A: 8700 N. Second St, Brighton, MI 48116
P: 810.819.8005

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday  9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Caro | Independent Bank

 Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

Schedule an appointment

 

Office

April 1 - September 30
Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

October 1 - March 31
Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 4:30 pm

Drive-Up

April 1 - September 30
Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

October 1 - March 31
Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

Schedule an appointment

 

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller, Instant Issue Debit Cards
| Get Directions

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 21250 Hall Road, Suite 200, Clinton Township, MI 48038
P: 586.210.8112

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 21250 Hall Road, Suite 200, Clinton Township, MI 48038
P: 586.327.1318

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Clio | Independent Bank

 Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3100 Woodward Ave Suite 102, Detroit MI 48201
P: 248.952.4914

Wednesdays: 9 - 2 pm

Monday - Saturday: By Appointment Only

 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:30 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 275 Springside Drive., Suite 101, Fairlawn, OH 44333
P: 234.815.1501

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1014 S Beacon Blvd Grand Haven MI 49417
P: 616.836.9261

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Contact Information

A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  Closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

Schedule an appointment

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4150 E Beltline Grand Rapids MI 49525
P: 616-304-2009

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Holland | Independent Bank

 Branch Location

Contact Information

A: 12368 Riley St, Holland, MI 49424
P: 616.344.2470

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  - By Appointment

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 230 W. Main St. Ionia, MI 48846

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2280 South 11th St Kalamazoo MI 49009
P: 269-569-7254

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Leslie | Independent Bank

 Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Marlette | Independent Bank

 Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Mason | Independent Bank

 Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 409 Ashman Midland , MI 48640
P: 989-486-6216

Monday - Friday: 9:00 am - 5:00 pm
 
 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Newaygo | Independent Bank

 Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 4:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday   9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up
| Get Directions

Okemos | Independent Bank

 Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 112 S Main St, Olivet, MI 49076

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 7237 Nitz Street, Pigeon, MI 48755

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Portland | Independent Bank

 Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 320 E Vermontville Hwy, Potterville, MI 48876

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  CLOSED

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 28 N Monroe Rockford MI 49341
P: 616-304-2009

By Appointment Only 
Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5580 State St Suite 5 Saginaw MI 48603
P: 989-799-3159

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5 S 3rd St. Sand Lake MI 49343
P: 616.636.8881

Schedule an appointment

 

Lobby
Monday - Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up
Monday - Friday  9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Saranac | Independent Bank

 Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
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Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 250 Broadway St South Haven MI 49090
P: 269-569-7254

By Appointment Only
Services: Mortgage, Loans, No cash transactions
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Sparta | Independent Bank

 Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Standish | Independent Bank

 Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
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Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

Schedule an appointment

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1239 S. Garfield Traverse City, MI 49686
P: 231.995.5575

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 4:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

Schedule an appointment

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 109 E Main St Zeeland MI 49464
P: 616.836.9261

By Appointment Only 

Services: Mortgage, Loans, No cash transactions
| Get Directions
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No-Fee* Home Equity Line of Credit

A home equity line of credit (HELOC) is a flexible financing option that may allow you to borrow money secured by the equity in your home.

Apply Now!
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    Say Hello to HELOC

    Are you looking for a flexible financing solution that leverages the equity in your home? Look no further than our variable rate HELOC.

    Plus, there are no fees!*

    Apply Online

     

     

     

    What is a HELOC?

    A home equity line of credit, often referred to as a HELOC, is a loan that allows you to borrow, spend, repay, and borrow again as you need it, using your home as collateral. Typically, you can borrow up to a specified percentage of your equity.

     

    With a HELOC, you borrow against your equity. Equity is the value of your home minus the amount you owe on your mortgage. At Independent Bank, we have HELOCs that let you borrow up to 90% of the home's value.


    How does a HELOC work?

    With a HELOC, you’re not borrowing a single lump sum upfront. Instead, you’re opening a revolving line of credit that you can tap into as you choose - a lot like how a credit card works. How much you use and when you decide to access it is up to you. 

    When paying back your HELOC funds, you’re required to make minimum monthly payments, which are interest-only or a minimum of $50.00; whichever is greater. You can pay off the principal in a single lump-sum or over time like you do with your mortgage. 

     

     

     

    What can you use a HELOC for?


    The best thing about a HELOC is the flexibility! 
    Here are just a few ideas on how you could use a HELOC:

    Apply Online
    HELOC_Card_Phone_CTA_Tile-2

    Accessing Your HELOC Funds is Easy

    Easily transfer funds from your HELOC into your checking account via ONE Wallet, use your Equity Access MasterCard®, or visit a branch.

    Flexibility is at your fingertips.

    The HELOC Application Process

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    APPLY ONLINE

     

    Fill out our online application.

     

    Apply Online

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    REVIEW & PROCESSING

     

    Once we've reviewed your application, we may ask you for additional documents to continue processing your loan.

     

    750Acquisition_Steps_Icons_100PXx100PX-09-1

    CLOSING & FUNDING

     

    If you meet the requirements, we'll set up a closing appointment to sign all the necessary paperwork.

    Home Equity Line of Credit - Variable-Rate

     

    Loan-To-Value^ APR^^ (As Low As)
    Up to 80.00% 7.50%
    Up to 90.00% 8.74%

     

     

    Let's Talk HELOC

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    Call us at 800.355.0641
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    *No Origination Fees.  An Annual Maintenance Fee of $95.00 will be due on the first anniversary date and thereafter annually. Promotion is limited to the standard HELOC, Bridge HELOC excluded. Must be in a second lien position and minimum line must be greater than or equal to $10k and maximum line must be less than or equal to $250k to be eligible for No Fee. NOTE: First Lien HELOC and over $250k 2nd lien HELOC will receive a $200 credit toward closing costs in lieu of No Fee promotion.  Must have an IB account OR draw $25k at close to be eligible for No Fee.  HELOC must be “new money” to IB; Refinance of an existing IB HELOC eligible ONLY if new line is at least $10,000 more than prior commitment line.  Loan must meet standard HELOC product origination guidelines.  Subject to standard credit and underwriting approval.  For additional information about interest rates, contact your local office. Taxes and insurance required. Promotion starts June 11, 2024. Promotion ends December 31, 2025.

    ^^Annual Percentage Rate (APR). Rate available for well-qualified borrowers with new HELOC’s opened AFTER 09/19/24. Your rates may vary depending on your specific credit profile. Your rates are variable and subject to change monthly. Your rate will be based on the then-current index and margin. ^Loan-To-Value: Total of first and second mortgage balances and commitments divided by the value of the real estate pledged. Home equity lines of credit are available for homes located in Michigan or Ohio. Subject to standard underwriting guidelines.

     

    Need Help?

    Routing Number: 072402652
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    Customer Experience Hub: 800.355.0641 for TTY, please dial 711
    Customer Experience Hub Hours: Mon-Fri: 8 am-8 pm | Sat: 8 am-5 pm (ET) | Sun: Closed
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