<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1594118447410323&amp;ev=PageView&amp;noscript=1">

If websites had red carpets... Our new site debuts April 24, 2025!

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel
x

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

x Want to chat? How can we help you? open chat
Menu
Search
Locations
Login

Offering Community Development

We strive to help our customers Be Independent, reaching their financial goals, to help our businesses succeed and prosper, and to help our communities thrive

BankOn_CTATile

Opportunity_ONE_Logos_Official-02-1

Independent Bank offers the Bank On-certified Opportunity ONE account for customers who would like to rebuild or reestablish a positive checking account history and who do not qualify for our ONE Account checking product. The Opportunity ONE account provides free online and mobile banking, mobile deposit, Debit Mastercard®, and much more.*

My Home Rewards Homepage Tile-1

A key area where a bank can make a difference is home ownership, which is an important vehicle for individuals to generate wealth. Home ownership puts individuals and their neighborhoods on a path to stability and prosperity. We have a strong mortgage business that provided $1.9 billion in loans during 2021 to individuals. We offer a wide array of mortgage products to benefit homeowners across a broad spectrum.

Offering Community Development

Our deep commitment to the home lending business results in our understanding that in many of our markets, the growth rate in home prices continues to outpace the growth rate in personal income, making home ownership more difficult, particularly for those borrowers in the lower to moderate income levels. That is why we invested in multiple initiatives in 2021 to promote affordable housing. These include a $2 million investment to support affordable housing in partnership with Cinnaire, specifically the development and rehabilitation of nine apartment communities across Michigan; a $500,000 Affordable Housing Program (AHP) grant through the FHLB (Federal Home Loan Bank) for a rehabilitation project in Traverse City, MI; and a $1 million dollar pledge for our new My Home Reward Program which enables applicants to purchase or refinance homes in low-income neighborhoods throughout our markets with no closing costs. During 2021, we dispersed $450,000 of our multi-year $1 million My Home Reward pledge. Learn more about the My Home Reward Program.


*If eStatements are not selected, a $2/month fee will be assessed for paper statements. Fee may reduce earnings. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.