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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Business Lending 

Committed to helping our local business thrive.

You need a financial partner who cares as much about your success as you do. With over 160 years of banking in Michigan, we're here to help you  Be-Independent_Standard-Reversed

 

Lending Solutions for all of your business needs. 

Independent Bank offers a variety of lending options to support businesses of all sizes. With flexible terms, competitive rates, and varied collateral options, we can tailor your loan to best fit your needs.

Supporting Your Business to Build a Thriving Michigan CommunityFind a Commercial Banker


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SBA Lending 

Your Preferred Small Business Lender

Independent Bank has been recognized by the SBA with its most prestigious status – SBA Preferred Lender. SBA Preferred Lender (PLP) status allows our team of experts to approve and service our SBA loans in-house, thereby saving you weeks of time in the approval process with the least amount of paperwork. 

 

Get Started!

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Floorplan Lending

Connect instantly with a team of lenders and banking experts who specialize in your industry. With rapid response times and tailored solutions, we ensure you're equipped to make informed decisions swiftly. We prioritize your dealership's unique needs & empower you to adapt and thrive in any market condition.

 

Plus, manage inventory, add and pay off units, run reports & more with ease on our state of the art online portal.

 

Get Started!


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Business Loan Express

Find out how you may be able to close on a new loan in as little as three business days!

From submitting an online application to loan closing, we offer a fast, convenient, simple, and secure process every step of the way to our customers.

Learn More 


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Traditional Financing

Independent Bank offers financing options to help businesses

thrive. Term loans fund machinery, office equipment, and vehicles for efficient operations and growth. Working capital lines of credit provide flexible, revolving credit for short-term needs, with interest only on drawn funds. Commercial mortgages support building, renovating, or expanding commercial properties, including retail spaces, offices, and apartments.



What our customers are saying

Saginaw Spirit
 

"The quality of Independent's client services is second to none, as they consistently find innovative banking solutions for the needs of the Saginaw Spirit." 

 

Craig G. - President & Managing Partner 

Midwest Mold 
 

 

"Independent Bank provides service to the max. Their team mindset is felt by our staff at every level of our business." 

 

John H. - Owner 

Cherry Republic
 

"With Independent's support and financial resources, we've doubled our business while at the same time dramatically reduced our debt to equity " 

 

Bob S. - Owner 

Dermatology Associates of West Michigan
 

"We have had top notch customer service from every Independent Bank employee we have encountered. It's what sets Independent apart from other financial institutions." 

 

Jenny E. - Practice Manager

MDL Companies 
 

 

"The bankers at Independent are honest and committed to our success. They believe in our business and helped us get where we are today." 

 

Mike L. -  CEO & President 

Wirt Rivette
 
 

"Independent Bank provides competitive rates and terms as they make an effort to understand our business needs." 

 

Clarence R. - President