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160 Years.
Honest banking since Abe.

Since Abraham Lincoln’s time, in 1864, we have partnered with our customers to help them achieve their financial dreams and goals. Our vision is to guide, serve, and empower people to improve their lives and the world we live in, and to ultimately Be Independent. This remains our primary focus today.

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Why Independent?

At Independent Bank, we are your trusted partner to guide you through your financial journey. Whether you are opening your first checking account, purchasing a new car, renovating your home, or planning for retirement, Independent Bank is here to help you Be Independent.

 

Since 1864

In 1864 – 160 years ago – we started out as First National Bank of Ionia. Since then, we are proud to say that our vision to guide, serve, and empower people to improve their lives and the world we live in, and to ultimately Be Independent, remains our primary focus today.

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Today

Based in Grand Rapids, Michigan, with nearly 60 locations across the lower peninsula, we offer comprehensive financial services. Like we were 160 years ago, we remain committed to delivering exceptional service & value to our customers, stockholders, & communities.

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Independent Bank in our Communities
Being the difference in the communities we serve.

Junior Achievement of the Michigan Great Lakes

Independent Bank is a proud sponsor and participant in BizTown, a simulated business community that allows fifth and sixth grade students in West Michigan the opportunity to interact in a real-world business setting.
 
Students apply, interview, and work within this simulated town, giving them the opportunity to experience different career opportunities, including one at Independent Bank.

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Annual Be The
Difference Day

Every year, Independent Bank participates in their all-employee volunteer day, Be the Difference Day. Employees volunteer in teams across Michigan and parts of Ohio at hundreds of non-profit organizations.

The Bank also donates funds raised by employees throughout the year as well as a bank match to the organizations where they volunteer for the day.

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Affordable Housing Development in Grand Rapids

Independent Bank is honored to partner with local non-profit housing developers across Michigan to provide much-needed affordable housing solutions, as well as assist in the submission of grant applications.

From Traverse City to Grand Rapids to Detroit, Independent Bank is working to support the acquisition, construction, and rehabilitation of properties for use as affordable homes.

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In The News

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Independent Bank Honored with Prestigious Heart of the Chamber Award by Bay Area Chamber of Commerce

Michigan-based Independent Bank Corporation (NASDAQ: IBCP) proudly announces that it has received the prestigious 2025 Heart of the Chamber Award from the Bay Area Chamber of Commerce. This honor recognizes Independent Bank's longstanding commitment to the community and its economic growth. The bank operates four branches in Bay County and is among the Chamber’s earliest members.

15 Apr 2025
Independent Bank CEO, Brad Kessel, Recognized as 2025 Banker of the Year by the Michigan Bankers Association

William (Brad) Kessel, President and CEO of West Michigan-based Independent Bank, is being recognized as the 2025 Banker of the Year by the Michigan Bankers Association. The MBA Board of Directors awarded Brad this prestigious honor in recognition of his outstanding dedication to the MBA, significant contributions to the banking industry, the remarkable success of Independent Bank, and his exemplary record of community service.

22 Nov 2024
Independent Bank Appoints Co-Managers to Lead Wealth Management

Independent Bank announces the appointment of new leadership for its Wealth Management Team. Senior investment executives Justin Cattaneo, CRPC® , and Eric Gandy, CPFA,® will co-manage the program.

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